Member Login

As a member, you have a say in how the Society is run, earn points on your shopping and take advantage of a number of exclusive benefits.

Our Membership Scheme

Each and every member is co-owner of a multi-million-pound business, and has the democratic right to have a say in how the Society is run.

Members are involved in the affairs of the Society at every level, from shopping with us to standing for election to the Board of Directors.

After a qualifying period, every member has the opportunity to exercise their democratic right to influence the way the Society is run, through attendance at members' meetings, approving the level of dividend, voting in elections, and even standing for election.

Being a member brings with it additional advantages, such as sharing in the success of the business through the dividend payout, supporting the ethical and co-operative values that underpin the Society, influencing the distribution of our community fund, and taking part in social, recreational and educational events organised by local member relations committees.

How To Join

Joining our community of members is easy. All it takes is a minimum of £1 to open a share account with us. There are three ways of applying:

Pick up a temporary card in store

You can pick up a Join in card in any of our stores. You’ll receive a temporary card that you can use straight away, to start earning points. You’ll then be directed online to register your card to be a fully-fledged member.

Call our membership help line

0800 050 1601 (from a mobile 01543 223772)

Apply online

Click here

Full membership

You need to have been a full member for six months before you can attend the twice-yearly member meetings. The definition of a full member is one who has paid the £1 share in full.




Information about your share account….

Interest rates:

Interest rates payable on share accounts




0.5% gross


1% gross


1.5% gross


2.25% gross


  • Interest is paid gross and is credited to your share account at the end of the Society’s financial year in January and is calculated on the lowest balance in each month
  • Although paid gross, the interest is liable to tax, dependent  upon your personal circumstances
  • Interest rates are subject to variation and are reviewed from time to time by the Society’s Board of Directors
  • The maximum permitted investment is £20,000

Operating your account:

  • Contributions to your share account may be made via post to member services, Central England Co-operative, Hermes Road, Lichfield WS13 6RH, by way of a cheque, made payable to CEC Ltd. (Cheques made out to any other payee cannot be accepted)
  • Cash withdrawals require notice of 24 hours for £100 and over

Code of practice:

  • The society abides by a code of practice that requires it to provide a statement to its shareholders of the nature of their investment and any change affecting it
  • The position you occupy as a shareholder of central England Co-operative Limited is no different to that of a shareholder in corporate body, in the sense that, if the society fails, you may not have all or any of your investment returned to you
  • Your investment is withdrawable without penalty at any time
  • The Society, unlike banks and building societies, is not subject to prudential supervision by the Financial Conduct Authority
  • For more information about the code, please write to the Secretary at Central England co-operative, Hermes Road, Lichfield WS13 6RH

Further information:

For general information on share capital, enquiries regarding individual share accounts, or to obtain a copy of the latest annual report and financial statements, contact Member Services on 0800 050 1601, or email at